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Larry grew up in Beloit and attended Kansas State University, graduating in 1973 with a degree in Business Administration. He spend 8 years with a local direct writer before joining Reiter Insurance in 1982. The buyout was completed in 1991, which was when Fouts Insurance Agency originated.

As an agency we strive to keep the insured informed of industry updates, and recommend annual policy reviews for any revisions.


With 10 years of experience under his belt, Larry completed the Reiter Insurance buyout in 1991. Company growth was inevitable, including the volume of business, the purchasing of additional agencies within surrounding counties, as well as an increase in friendly, competent staff. The business has developed to specialize in Crop Insurance, Business Insurance, Life Insurance along with Personal Home and Auto Insurance.


As an Independent Agency, Fouts Insurance specializes in all products and provides each customer a unique, customized coverage at an affordable price. Fouts Insurance has a cumulative total of 90 years’ worth of insurance experience employed within the Beloit and Osborne agencies. The most recent additions include Larry’s two sons, Jon and Joel. The knowledgeable staff is dedicated to quality service for all customers contemplating their insurance needs. Have a sense of relief knowing that you are completely covered in any unfortunate, unforeseen event. Fouts Insurance is committed to taking care of you and your family!